All ArticlesHow are boat insurance premiums calculated?
How are boat insurance premiums calculated?
When you talk to one of our experienced Mariner crew about insuring your boat, they will ask you a series of questions which will help them calculate your premium.
The starting point is what you have paid for your new or second-hand boat, but the type and age of the boat, the skipper’s boating and claims history, and where you are going to keep the boat are all vital factors.
Because the Mariner team are boaties ourselves, we are familiar with the different types of vessels. We also understand how you might be using your boat, including the different types of yacht racing, and we can calculate a premium to match.
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